Randy is the President of Sanders Associates Insurance, Inc. He was born and raised in Haralson County where he started his company 43 years ago. Randy is an expert in the areas of Medicare, life insurance, long term care insurance and annuities. He has been West Georgia’s trusted insurance and financial partner for over 40 years and has been named Haralson County’s Best Financial Planner for six of the last seven years. He has earned a stellar reputation for advising and caring for seasoned citizens. Randy is passionate about helping all of his clients but seasoned citizens hold a special place in his heart. He is the Past President of the Tallapoosa Lions Club and has served as chairman of their annual charity golf tournament for over 20 years.
Why We Need Life Insurance
We are often offered life insurance. At every bank, at every opportunity. Only for what purpose? We insure our lives in extreme cases where it is impossible to refuse,
like taking out a mortgage. And most often we do it with annoyance:
firstly, because we don't want to think about the very suddenly,
Second - if nothing happens, why pay and lose money.
The word insurance has acquired a negative character in our country, and we have forgotten or do not know why we need life insurance. We have forgotten that it's not just a way to protect yourself and your family from financial losses in unforeseen situations, but also an opportunity to provide for your old age and even earn money. And the choice of insurance should be approached as carefully as the choice of an apartment, a job or a place of education for children. Why? And how do you determine whether you really need it and what you can gain from it?
Why it's worth insuring your home and how to do it right
We analyze when you can receive compensation, how to choose an insurance company and what to do if an insured event occurs.
Why is it worth insuring the home and how to arrange insurance correctly?
How does home insurance work?
This type of insurance is good to have if you own your home and want to protect yourself in case something happens to it. Fire, gas explosion, burglary, natural disaster, neighbors forgetting to turn off the faucet in the bathroom - all of these situations, you risk serious losses and even losing your house or apartment altogether. Insurance helps to compensate for losses in part or in full.
History of insurance, from the first types to the present day
Insurance is a way by which the risk of loss can be reduced by guaranteeing that the injured person will be compensated. Compensation is given out of the insurance fund, which is formed by insurance premiums.
Insurance is one of the main categories in the modern economy, in the market economy. At the same time, the history of the emergence of insurance goes deep into the old days, and originally existed as a mutual insurance, based on the idea of collective mutual aid.
The first types of insurance
